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Travelex Travel Select Advantage Insurance

Travelex Travel Select Advantage Insurance is a comprehensive travel protection plan with emergency medical coverage.

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Policy Maximum

Travelex Travel Max Insurance provides Policy Maximum limits as follows:

  • Trip Cancellation - 100% Trip Cost ($25,000 Limit)
  • Trip Interruption - 150% of Trip Cost ($37,500 Limit)
  • Trip Delay (5 hours) / Missed Connection - $750
  • Accident and Sickness Medical Expense - $ 50,000
  • Accidental Death & Dismemberment - $25,000
  • Emergency Medical Evacuation / Repatriation - $ 500,000
  • Baggage - $1,000
  • Baggage Delay (12 hours) - $250
  • 24 Hour AD&D - $25,000
  • Travel Assistance & Concierge Included
Deductible None
Co-insurance
  • Outside the U.S. and Canada:
    For the Certificate Period Travelex Travel Select Advantage Insurance will pay 100% of Eligible Expenses up to the Overall Maximum Limit.
  • In USA:
    For the Certificate Period Travelex Travel Select Advantage Insurance will pay 100% of Eligible Expenses up to the Overall Maximum Limit.
Coverage Options Plan offers optional upgrades
  • Cancel for Any Reason Pak (60% of trip cost),
  • Lifestyle Paks (Coverage varies by pak),
  • Transportation Pak (Flight Accident AD&D $200,000, Collision Damage Waiver $35,000, Roadside Assistance Included),
  • Adventure Lifestyle Pak and
  • Protector Lifestyle Pak
Plan Life Coverage is available for trips up to a maximum of 180 days
Underwriter Travelex Travel Select Advantage Insurance is underwritten by United States Fire Insurance Company in NH, NY and WA and Nationwide Insurance Company Inc in all the other states.
Claims Administrator Travelex Travel Select Advantage Insurance is administered by Travelex Insurance Services, Inc.

Eligibility:

GENERAL PROVISIONS
The following provisions apply to all coverages:

WHEN YOUR COVERAGE BEGINS
Provided:
  (a) coverage has been elected; and
  (b) the required premium has been paid,
all coverage (except Trip Cancellation) will begin at 12:01 A.M. local time, at Your location, on the Scheduled Departure Date, and Trip Cancellation coverage will begin on Your Effective Date.

WHEN YOUR COVERAGE ENDS
Your coverage will end at 11:59 P.M. local time on the date that is the earliest of the following:
 (a) the Scheduled Return Date as stated on Your Confi rmation of Coverage;
 (b) the date You return to Your origination point if prior to the Scheduled Return Date;
 (c) the date You leave or change Your Covered Trip (unless due to unforeseen and unavoidable circumstances covered by the Policy);
 (d) if You extend the return date, Your coverage will terminate at 11:59 P.M., local time, at Your location on the Scheduled Return Date;
 (e) the date You cancel the Covered Trip;
 (f) any Covered Trip that exceeds thirty (30) days.

Plan Benefits:

Travelex Travel Max Insurance offers a broad range of benefits including:

  • Purchase the plan within 21 days of initial trip deposit and pre-exsisting medical conditions are eligible for coverage
  • Trip Interruption of up to 150% of your trip cost
  • $500,000 Emergency Medical Evacuation/Repatriation
  • Baggage coverage up to $1,000
  • Primary Coverage. You will always file claims first with Travelex - without deductibles.

Remarks:

  • PPO Network: Travel Assistance services can help you locate physician worldwide 24/7
  • Renewal: A new application is needed for subsequent trips.
  • Cancellation: If you are not completely satisfied within 10 days of purchasing this protection plan, Travelex will refund your plan cost, as long as you have not departed on your trip or filed a claim.
  • Insurance Certificate:
    • Please click here to view Travelex Travel Select Advantage Insurance Certi ficate for the states of New York, New Hampshire and Washington
    • Please click here to view Travelex Travel Select Advantage Insurance Certificate for all other states
  • This is a partial description of benefits. Certain terms, conditions, exclusions, and limitations apply as set out in the Certificate of Insurance (Brochure). Product, Lifestyle Paks and specific pak benefits may not be available to residents of all states.
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