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TraveliteŽ Insurance
TraveliteŽ Insurance is a popular travel insurance plan that combines comprehensive travel protection and 24 hour emergency assistance into one plan. The plan offers trip cancellation and trip interruption coverage along with medical benefits.
| Policy Maximum |
TraveliteŽ Insurance provides Trip Cancellation for 100% of the Trip Cost with a maximum of US$30,000 limit per person. Trip Interruption is covered up to 150% of the trip cost upto $45,000 per person. $50,000 is available for Medical expenses and $250,000 for medical evacuation/repatriation. |
| Deductible |
No deductible |
| Co-insurance |
- Outside the U.S. and Canada:
For the Certificate Period, TraveliteŽ Insurance will pay 100% of Eligible Expenses up to the Overall Maximum Limit.
- In USA:
For the Certificate Period, TraveliteŽ Insurance will pay 100% of Eligible Expenses up to the Overall Maximum Limit.
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| Coverage Options |
Option to upgrade your TraveLite plan with Flight Accident Protection, choice of $300,000 or $500,000, additional Emergency Medical Expense Upgrade coverage of $100,000 and Optional $50,000 Rental Vehicle Damage Coverage. Plan is also available for purchase without Trip cancellation benefits. |
| Plan Life |
Plan is available for trips up to 31 days. For an additional amount coverage is available for trips up to 180 days. |
| Underwriter |
TraveliteŽ Insurance is underwritten by Old Republic Insurance Company, Inc. |
| Claims Administrator |
TraveliteŽ Insurance is administered by Travelex Insurance Services, Inc. |
Eligibility:
You must be a United States resident to purchase a protection plan. (Non-US residents are NOT eligible to buy this plan as of March 25, 2005.
"Effective Date" is:
a) If Trip Cancellation/Interruption Protection is purchased - 12:01 a.m. following:
- the Postmark of your enrollment form;
- the date you phone in the enrollment;
- the date your enrollment form is received by facsimile or
- the date you submit the enrollment via the Internet
Provided that in all cases the proper plan cost has been paid.
b) If no Trip Cancellation/Interruption Protection is purchased - 12:01 a.m. on your
trip Scheduled Departure Date or 12:01 a.m. following:
- the Postmark of your enrollment form;
- the date you phone in the enrollment;
- the date your enrollment form is received by facsimile or
- the date you submit the enrollment via the Internet
Whichever is later, provided that in all cases the proper plan cost has been paid.
Plan Benefits:
Travelex Travelite Insurance offers a broad range of benefits including:
- Emergency Medical Benefits and Medical Expense Medical Evacuation/Repatriation
- Baggage & Baggage Delay
- Accidental Death & Dismemberment
- Travelex Travel Assistance & Concierge Service
- 24-hour medical assistance helpline
- Medical evacuation/repatriation
- Baggage tracking
- Lost/stolen passport/card assistance
- Emergency cash transfer
- Emergency air/hotel/car rental bookings
- Destination information and advice
- International dining recommendations
- Hospitality & event ticketing Remarks:
Remarks:
- PPO Network: 24 hour medical assistance helpline is available to help you identify a physician or hospital
- Renewal: New plan must be purchased for subsequent trips.
- Cancellation: refunds are available so long as cancellation is done within 10 days and you have not departed on your trip or made a claim
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