Travel Guard® Basic Insurance
The Travel Guard® Basic plan is Travel Guard's basic travel insurance providing coverage for trip interruption, cancellation and delay as well as 24 hour emergency assistance.
| Policy Maximum |
The Basic plan covers trip cost up to $100,000. |
| Deductible |
$50 applicable to medical expenses and Baggage and Personal Effect Loss. |
| Co-insurance |
- Outside the U.S. and Canada:
For the Certificate Period, Travel Guard® Basic Insurance will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit.
- In USA:
For the Certificate Period, Travel Guard® Basic Insurance will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit.
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| Optional Coverage |
Optional Additional Medical that includes double medical, Car Rental Collision Coverage and Flight Accident Coverage. |
| Plan Life |
The Basic plan covers trips up to 365 days. |
| Underwriter |
The Basic plan is underwritten by National Union Fire Insurance Company of Pittsburgh, PA. |
| Claims Administrator |
The Basic plan is administered by Travel Guard®. |
Eligibility:
Travelers who enroll, accept and purchase coverage through Travel Supplier no later than 24 hours prior to departing on their Trip.
Effective Date: After any required Enrollment Form is completed, Trip Cancellation Coverage will be effective for an Insured at 12:01 a.m. Standard Time on the date following receipt by the Insurer or the insurer's authorized representative of any required plan cost. All other coverages will begin on the later of:
(a) 12:01 a.m. Standard Time on the scheduled Departure Date shown on the travel documents or
(b) the date and time the Insured starts his/her Trip, provided any required plan cost has been paid.
Termination Date: All coverage, other than Trip Cancellation, ends on the earlier of:
(a) the date the Trip is completed;
(b) the scheduled Return Date;
(c) the Insured's arrival at the Return Destination on a round Trip, or the Destination on a one-way Trip.
The Trip Cancellation Coverage ends on the earliest of:
(a) the cancellation of the Insured's Trip; or
(b) the date and time the Insured's starts on his/her Trip.
Plan Benefits:
The Basic plan offers a broad range of benefits including:
- 100% of Trip Cost Trip Cancellation
- 100% of Trip Cost Trip Interruption
- $500 Trip Interruption Return
- $500 Trip Delay
- $500 Baggage & Personal Effects Loss
- $100 Baggage Delay
- $10,000 Medical Expense
- $100,000 Emergency Evacuation & Repatriation of Remains
- Travel Medical Assistance
- Worldwide Travel Assistance
- LiveTravel ® Emergency Assistance
Remarks:
- Renewal: All coverage (except Trip Cancellation) under the policy will be extended, if: (a) the Insured's entire Trip is covered by the policy; and (b) the Insured's return is delayed by one of the Unforeseen events specified under Trip Cancellation and Interruption or Trip Delay. This extension of coverage will end on the earlier of: (a) the date the Insured reaches his/her Return Destination; or (b) seven (7) days after the date the Trip was scheduled to be completed.
- Cancellation: If you are not completely satisfied, you can receive a refund of the cost, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date.
- Brochures:
- Please click here to view Basic plan insurance brochure for NY.
- Please click here to view Basic plan insurance brochure for FL PA WA.
- Application Forms:
- Please click here to view Basic plan application form for NY
- Please click here to view Basic plan insurance application form for FL and PA
- Please click here to view Basic plan insurance application form for all other states
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