Travelers who enroll, accept and purchase coverage through Travel Supplier no later than 24 hours prior to departing on their Trip.
Effective Date: After any required Enrollment Form is completed, Trip Cancellation Coverage will be effective for an Insured at 12:01 a.m. Standard Time on the date following receipt by the Insurer or the insurer’s authorized representative of any required plan cost. All other coverages will begin on the later of:
(a) 12:01 a.m. Standard Time on the scheduled Departure Date shown on the travel documents or
(b) the date and time the Insured starts his/her Trip, provided any required plan cost has been paid.
Termination Date: All coverage, other than Trip Cancellation, ends on the earlier of:
(a) the date the Trip is completed;
(b) the scheduled Return Date;
(c) the Insured’s arrival at the Return Destination on a round Trip, or the Destination on a one-way Trip.
The Trip Cancellation Coverage ends on the earliest of:
(a) the cancellation of the Insured’s Trip; or
(b) the date and time the Insured’s starts on his/her Trip.
The Basic plan offers a broad range of benefits including: