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StudentSecure Smart Insurance
StudentSecure Smart Medical Insurance is designed for students pursuing international education providing solid protection and trimming out extras thus making it a economy-concious choice. The plan includes coverage for Medical Expenses, Emergency Medical Evacuation, and Emergency Reunion
| Policy Maximum |
StudentSecure Smart Insurance provides Policy Maximum of $200,000.
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| Deductible |
Per Illness or Injury the deductible is $100. |
| Co-insurance |
- Outside the U.S. and Canada:
After the deductible is met StudentSecure Smart Insurance pays 100% of Eligible Expenses to the Certificate Period Maximum. The plan will pay 80% of the next $25,000 of Eligible Expenses after Deductible, then 100% to Certificate Period Maximum.
- In USA :
After the deductible is met StudentSecure Smart Insurance pays 80% of the next $5,000 ($10,000 for Budget Plan) of Eligible Expenses, then 100% to Certificate Period Maximum.
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| Plan Life |
StudentSecure Smart Insurance can be extended up to a maximum of 12 months at a time from the initial effective date. It is renewable for a maximum of 4 years without a break in coverage. |
| Underwriter |
StudentSecure Smart Insurance is underwritten by Lloyd's of London, member of Lloyd's Group of companies. |
| Claims Administrator |
StudentSecure Smart Insurance is administered by MultiNational Underwriters, Inc. |
Eligibility:
- Must be a Full-time Student at a college or university, excluding online colleges and universities. The Full-time Student/Scholar status requirement is waived for Participants within the US holding a valid F-1 visa.
- Must not be a resident of the Host Country and must be residing in the coutry for the purpose of pursuing international education.
- Should not have become a resident of the Host Country.
Plan Benefits:
StudentSecure SmartInsurance offers a broad range of benefits including:
- Hospital Room & Board
- Local Ambulance
- Hospital Pre-Notification Penalty
- Outpatient Prescription Drugs
- Mental Health Disorders
- Dental Treatment
- Physical Therapy & Chiropractic Care
- Emergency Medical Evacuation
- Emergency Reunion
- Repatriation of Remains
Remarks:
PPO Network:
Multiplan PHCS PPO
Renewal:
Coverage can be renewed up to a maximum of 4 years as long as you meet eligibility requirements. Provided there is no break in coverage, you will not be required to satisfy the deductible and coinsurance.
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