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Sky Rescue Insurance

Sky Rescue Insurance is a popular travel medical evacuation insurance plan. It provides scheduled coverage for individuals under the age of 65 traveling outside their home country for a minimum of three months. When you incur eligible medical expenses, the plan will provide benefits for Usual, Reasonable and Customary charges up to the maximum limits . If you are sick or injured abroad Sky Rescue Insurance can help pay for your medical evacuation to a hospital.

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Policy Maximum Sky Rescue Insurance provides a Policy Maximum of US$100,000 for emergency evacuation.
Deductible No deductible except $200 for the Personal Liability Coverage
Co-insurance There is no coinsurance for this plan.
Coverage Options Sky Rescue Insurance may be purchased for three months, six months or 12 months.
Plan Life The Sky Rescue plan can be rewritten for succeeding or subsequent periods once the initial Period of Coverage expires. A new application must be filled out.
Underwriter Sky Rescue Insurance is underwritten by Sirius International Insurance Corporation.
Claims Administrator Sky Rescue Insurance is administered by International Medical Group, Inc.

Eligibility:

Sky Rescue is travel insurance for U.S. citizens under the age of 65 traveling outside the United States and for non-U.S. citizens under the age of 65 traveling outside their home country.

Coverage becomes effective on the latest of:

  • the date IMG receives your completed Application Form and the appropriate premium (for non-U.S. citizens, the date following such receipt);
  • the date you depart from your home country; or
  • the date requested on your Application Form.

Coverage will end on the earliest of:

  • the end of the period for which premium has been paid;
  • the date requested on your Application Form; or
  • the date you return to your home country.

Plan Benefits:

Sky Rescue Insurance offers a broad range of benefits including:

  • Emergency medical evacuation, emergency reunion and repatriation coverage
  • Emergency evacuation
  • Emergency reunion
  • return of mortal remains
  • Returning minor children
  • Political evacuation
  • Accidental death and dismemberment
  • Trip interruption
  • Lost luggage

Remarks:

  • PPO Network: Outside the US the plan does not follow a network.
  • Renewal: The Sky Rescue plan can be rewritten for succeeding or subsequent periods once the initial Period of Coverage expires. New Deductible, Eligibility, Conditions of Coverage and Pre-Existing Condition Exclusions apply to any succeeding or subsequent Period of Coverage. A new application must also be completed.
  • Cancellation: If, for any reason, you are not pleased with this product, you may submit a written request for cancellation and refund of your premium. The request must be received by IMG prior to your effective date of coverage.

Resources:

International Travel guidelines issued by the US State Department of Travel.

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