No one should be without health insurance. If you are self employed, a part-time or temporary worker, an early retiree, or just between jobs, Secure 12×3 STM can provide you with short term medical coverage and peace of mind.
Secure 12×3 STM provides a Policy Maximum of $750,000 per Insured Person Per Coverage period
$500, $1,000, $2,500, or $5,000 per Coverage Period. Maximum of 3 deductibles per family.
The plan will pay for 50% or 80% of eligible expenses after the deductible up to $10,000, then 100% of eligible expenses up to the Policy Maximum.
The plan is available in annual increments and is renewable for up to 36 months.
An optional Supplemental Accident Benefit is available that covers $500 of covered expenses caused by accidental injury before the deductible and coinsurance is applied.
Secure 12×3 STM is an annual medical plan renewable for up to three consecutive years of coverage.
Secure 12×3 STM is underwritten by Standard Security Life Insurance Company of New York.
Secure 12×3 STM is administered by Health Plan Administrators, Inc.
Secure 12×3 STM is offered to members and their spouses under the age of 65 and their dependent children under the age of 19, or under the age of 25 if a full-time student.
Secure 12×3 STM offers a broad range of benefits including: