Reside® Blue Marine Medical Insurance
Reside ® Blue Marine Medical Insurance is a popular medical insurance plan that provides comprehensive medical coverage for families and individuals. Professional Mariners require a medical program that they can depend on to protect them throughout the world. Regardless of the type of vessel, Mariners require coverage that provides security, flexibility and benefits unique to the demands of today's Marine Industry
| Policy Maximum |
Reside ® Blue Marine Medical Insurance provides a lifetime Policy Maximum benefit of $5,000,000 per Insured Person. |
| Deductible |
$250; $500; $1,000; $2,500 or $5,000 per Certificate Period. Maximum of 3 Deductible payments for families enrolling on one Application. |
| Co-insurance |
- Outside the U.S. and Canada:
After the Deductible, the Policy pays 100% of Eligible Expenses to the Policy Maximum.
- In USA:
After the Deductible, the Policy pays 80% of the next $5,000 of Eligible Expenses, then 100% up to the Policy Maximum
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| Coverage Options |
Reside Blue provides optional coverage for AD&D principal sum, dental, sports as well as hospital daily indemnity. |
| Plan Life |
The Reside Blue program is annually renewable as long as the eligibility requirements are met and the renewal premium paid |
| Underwriter |
Reside ® Blue Marine Medical Insurance is underwritten by Certain Underwriters at Lloyd's of London. |
| Claims Administrator |
Reside ® Blue Marine Medical Insurance is administered by Seven Corners, Inc. |
Eligibility:
The Reside Blue program is available to persons of any country who are at least 15 days of age and who have not yet reached age 75. All applicants / insured persons must be currently or usually an Employee aboard a sea going vessel and expect to be outside the United States at least 6 months per year. All members must also not be eligible and/or able to secure adequate US domestic health insurance, which provides continuous coverage worldwide. All applicants / insured persons must complete the Declaration of Residence for or provide a non-U.S. resident address.
For U.S. Citizens: All applicants / insured persons must either be outside the United States at the time of application, or must depart the United states within 30 days of the certificate's effective Date. In addition, the applicant / insured person must not reside inside the United States greater than 9 months during any given 12-month period to meet the eligibility requirements of an applicant / insured person. Should any applicant / insured person reside in the United States longer than 9 months during any given 12-month period, their coverage shall immediately terminate.
Plan Benefits:
Reside ® Blue Marine Medical Insurance offers a broad range of benefits including:
- inpatient hospital expenses
- intensive care
- surgery
- hospital daily indemnity benefit
- outpatient treatment
- physiotherapy, chiropractic
- medical supplies
- ambulance
- maternity
- mental & nervous
- supplemental accident benefit
- amateur sailboat racing benefit
- newborn benefit
- dental
- emergency medical evacuation
- repatriation of remains
- emergency medical reunion
- preventive benefits
- well child care
- accidental death & dismemberment (ad&d)
- lifetime transplant benefit
Remarks:
- PPO Network: Services and Treatment in the United States must be received at an approved PPO Service Provider facility, if one exists within a 50-mile radius of where the Insured Person is located. To ensure you receive the best care possible, Reside blue requires that the Insured Person (or someone on the Insured Person's behalf) contact Seven Corners Assist for notification prior to all hospital admissions worldwide.
- Renewal: At each renewal period, Seven Corners will inform the Applicant of the renewal premium for each subsequent coverage period based upon the Applicant's age and deductible category.
- Cancellation: Additional cancellation surcharges will apply if cancelled prior to the annual renewal.
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