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| Protect Assist
® |
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Take advantage of early reservation discounts
without the fear of changed plans or future, unforeseen
circumstances. Protect Assist ® trip cancellation/interruption
insurance with emergency travel services takes the
worry out of early bookings by covering 100% of the
costs of cancelled pre-paid trips due to unforeseen
circumstances.
| Policy Maximum
|
Protect Assist Travel
Insurance covers the entire cost of the trip
up to $100,000. |
| Deductible
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There is no deductible for medical
expenses. |
| Co-insurance |
Protect Assist ® covers 100%.
|
| Coverage Options |
- Trip cancellation coverage for the trip
amount up to $100,000.
- Optional Amount Purchased (up to $500,000)
Flight Guard coverage for accidental death
or dismemberment from common carrier travel.
- Optional $35,000 Car Rental Collision
Coverage subject to a $250 deductible.
- Umbrella coverage to double Medical and
Emergency Medical Transportation benefits,
upgrade Medical benefit to primary coverage,
and adds $25,000Accidental Death and Dismemberment
coverage.
- Optional Cancel for Any Reason coverage
reimburses 50% of trip cost if trip is canceled
for any reason up to 48 hours prior to departure.
- Optional Cancel for Work Reasons coverage.
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| Plan Life
|
Protect Assist Insurance is effective
for the duration of the covered trip. |
| Underwriter |
Protect Assist Travel Guard trip
insurance is underwritten by National Union
Fire Insurance Company of Pittsburgh, PA. |
| Claims Administrator
|
Protect Assist ® is administered
by AIG® Travel Guard® Inc. |
Eligibility:
Premiums are calculated based on the cost
of the trip and the age of the applicant and accompanying
travelers.
Coverage becomes effective after the
premium is paid, at 12:01 am on the day after the
postmark, telephone purchase, fax transmission date,
or online purchase confirmation date. Coverage must
be purchased at least 24 hours before departure.
Plan Benefits:
Protect Assist ® offers a broad range
of benefits including:
-
Trip cancellation
protection up to $100,000;
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Trip Interruption
protection for 150% of Trip Cost or Trip Interruption
– Return Air Only for $750 or 150% of trip
cost, whichever is greater;
-
Trip Delay coverage
up to $750 and Missed Connection expenses up to
$250;
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Coverage for Baggage
and Personal Effects Loss up to $1,000;
-
Baggage Delay expenses
up to $300;
-
Medical Expenses
up to $25,000 for up to one year for sickness or
injury incurred during the trip;
-
Emergency Medical
Transportation coverage up to $500,000;and,
-
Live Travel®
24 hour emergency travel services.
- Dependent Children: Dependents of
the primary insurer under the age of 17 included in
plan at no additional cost
- Brochures:
- Please click here to view Cruise Tour Travel Insurance Brochure for NY
- Please click here to view Cruise Tour Travel Insurance Brochure for FL PA WA
- Application Forms:
- Please click here to view Cruise Tour Travel Insurance application form for all other states
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