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| Patriot TRIP Elite Insurance |
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Patriot TRIP Elite insurance offers superior protection for your next vacation. The plan offers trip cancellation insurance that covers you for many of those unforeseen circumstances that could force the cancellation of your trip.
| Policy Maximum
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Patriot TRIP Elite provides
up to $20,000 of trip cancellation/interruption. Medical expenses are covered up to $50,000
insurance |
| Deductible
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Patriot TRIP Elite has $0 deductible. |
| Co-insurance |
100% is covered. |
| Coverage Options |
All options are included in the basic plan. |
| Plan Life
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Coverage begins upon Application
receipt and ends upon arrival at the return
destination |
| Underwriter |
Patriot TRIP Elite Insurance is underwritten
by Sirius America Insurance Company of N.Y.,
N.Y., and NOVA Casualty Company of Buffalo,
N.Y. |
| Claims Administrator
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Patriot TRIP Elite Insurance is administered
by the International Medical Group, Inc. (IMG®) |
Eligibility:
A “covered trip” is any travel to a destination more than 120 miles from the starting point of the covered trip and not exceeding 30 consecutive days. Patriot T.R.I.P. Elite requires a minimum
trip cost of $500.00 per traveler.
Trip cancellation coverage begins at
12:01am on the date of receipt of the application.
The remainder of coverages will begin on the departure
date.
Coverage will end on the earliest of:
- Arrival at the return destination;
- The return date;
- The end of the coverage term as indicated on the
certificate; or,
- The cancellation of the covered trip.
Plan Benefits:
Patriot TRIP Elite provides the following benefits
and services:
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Trip cancellation
protection up to $20,000;
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Travel Delay coverage
up to $1000;
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Coverage for damage,
theft, or loss of Baggage and Personal Possessions
up to $2,000;
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Baggage Delay expenses
up to $500;
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Emergency Medical/Dental
Expenses up to $50,000;
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Emergency Reunion
or return of Mortal Remains up to $3,000;
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Common Carrier
Accidental Death and Dismemberment coverage up to
$100,000 for US Residents; and,
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Membership in the
National Small Business Travel and Health Association
for non-insurance emergency travel assistance services
and travel information
Remarks:
- Cancellation: Patriot TRIP Elite insurance
can be cancelled for a full refund if the certificate
is returned within 10 days of receipt provided that
you have not departed on your trip or filed a claim.
Premiums are calculated based on the cost of the
trip and the age of the applicant and accompanying
travelers.
The pre-existing condition exclusion is waived if
you are under the age of 70 and coverage is purchased
within 14 days from the date your initial deposit
for the covered trip was paid to the travel supplier,
and all insureds are medically able to travel on
the date that coverage is purchased.
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