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| Pack ‘N
Go Insurance |
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Pack ‘N Go Insurance is Blanket
Travel Accident Insurance that can salvage a vacation
from any one of a number of common travel incidents,
or reduce the stress if things just don’t go
as planned.
| Policy Maximum
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Pack ‘N Go Insurance
provides a Policy Maximum of $300,000 for Emergency
Medical Transportation and $25,000 for Medical
Expenses |
| Deductible
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There is no deductible. |
| Co-insurance |
100% of covered expenses.
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| Coverage Options |
Can be purchased up to 21 days.
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| Plan Life
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Trip duration. |
| Underwriter |
Pack ‘N Go Insurance is underwritten
by American Home Assurance Company. |
| Claims Administrator
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Pak ‘N Go Insurance is administered
by Travel Guard. |
Eligibility:
Persons eligible for insurance under the
policy are any traveler(s) who purchases his/her insurance
through or from a properly licensed agent/agency located
in the U.S., who makes enrollment for coverage and
pays the premium, providing he/she has not already
departed on his/her Trip.
Effective Date: After premium is
paid by the Insured and the Enrollment Form is completed
and signed, TRIP CANCELLATION BENEFIT and Change Of
Mind Benefit ( If applicable) will be effective: (a)
at 12:01 a.m. on the day after the Enrollment Form
is postmarked to TRAVEL GUARD® if coverage is
purchased by mail; (b) at 12:01 a.m. on the day after
the
Enrollment Form is phoned in to TRAVEL GUARD®
if coverage is purchased via phone; or (c) at 12:01
a.m. on the day after the Enrollment Form is completed
online. All other coverage’s will begin on the
later of: (a) the date and time the Insured starts
his/her Trip, or (b) the scheduled Trip Departure
Date shown on the Enrollment Form.
Termination Date: All coverage
ends on the earlier of: (a) the date the Trip is completed;
(b) the scheduled Trip Completion Date as shown on
the Individual Enrollment Form; (c) the Insured’s
arrival at the Return Destination on a round Trip,
or the Destination on a one-way Trip; or (d) cancellation
of the Trip covered by the policy.
Plan Benefits:
Pack ‘N Go Insurance offers a broad
range of benefits including:
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Trip Interruption
coverage up to $1,000;
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Up to $500 for
a Missed Connection;
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Up to $1000 for
Travel Delays;
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Coverage of up
to $1000 to replace lost or stolen Baggage and Personal
Effects and $200 for Delayed Baggage;
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Medical Expenses
up to $25,000 and up to $300,000 for Emergency Medical
Transportation; and,
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Twenty four hour
Travel Guard® Assist with medical, travel, and
legal assistance as well as emergency cash transfers
and Bag Trak®.
Extension of coverage:
All coverage under the policy will be extended, if:
(a) the Insured’s entire Trip is covered by the
policy; and (b) the Insured’s return is delayed
by unforeseeable circumstances beyond his/her control.
If coverage is extended for the above reasons, coverage
will end on the earlier of: (a) the date the Insured
reaches his/her Return Destination; or (b) seven (7)
days after the date the Trip was scheduled to be completed.
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