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Pack ‘N Go Insurance

Pack ‘N Go Insurance is Blanket Travel Accident Insurance that can salvage a vacation from any one of a number of common travel incidents, or reduce the stress if things just don’t go as planned.


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Policy Maximum Pack ‘N Go Insurance provides a Policy Maximum of $300,000 for Emergency Medical Transportation and $25,000 for Medical Expenses
Deductible There is no deductible.
Co-insurance

100% of covered expenses.

Coverage Options Can be purchased up to 21 days.
Plan Life Trip duration.
Underwriter Pack ‘N Go Insurance is underwritten by American Home Assurance Company.
Claims Administrator Pak ‘N Go Insurance is administered by Travel Guard.

Eligibility:

Persons eligible for insurance under the policy are any traveler(s) who purchases his/her insurance through or from a properly licensed agent/agency located in the U.S., who makes enrollment for coverage and pays the premium, providing he/she has not already departed on his/her Trip.

Effective Date: After premium is paid by the Insured and the Enrollment Form is completed and signed, TRIP CANCELLATION BENEFIT and Change Of Mind Benefit ( If applicable) will be effective: (a) at 12:01 a.m. on the day after the Enrollment Form is postmarked to TRAVEL GUARD® if coverage is purchased by mail; (b) at 12:01 a.m. on the day after the
Enrollment Form is phoned in to TRAVEL GUARD® if coverage is purchased via phone; or (c) at 12:01 a.m. on the day after the Enrollment Form is completed online. All other coverage’s will begin on the later of: (a) the date and time the Insured starts his/her Trip, or (b) the scheduled Trip Departure Date shown on the Enrollment Form.

Termination Date: All coverage ends on the earlier of: (a) the date the Trip is completed; (b) the scheduled Trip Completion Date as shown on the Individual Enrollment Form; (c) the Insured’s arrival at the Return Destination on a round Trip, or the Destination on a one-way Trip; or (d) cancellation of the Trip covered by the policy.

Plan Benefits:

Pack ‘N Go Insurance offers a broad range of benefits including:

  • Trip Interruption coverage up to $1,000;
  • Up to $500 for a Missed Connection;
  • Up to $1000 for Travel Delays;
  • Coverage of up to $1000 to replace lost or stolen Baggage and Personal Effects and $200 for Delayed Baggage;
  • Medical Expenses up to $25,000 and up to $300,000 for Emergency Medical Transportation; and,
  • Twenty four hour Travel Guard® Assist with medical, travel, and legal assistance as well as emergency cash transfers and Bag Trak®.


Remarks:

Extension of coverage: All coverage under the policy will be extended, if: (a) the Insured’s entire Trip is covered by the policy; and (b) the Insured’s return is delayed by unforeseeable circumstances beyond his/her control. If coverage is extended for the above reasons, coverage will end on the earlier of: (a) the date the Insured reaches his/her Return Destination; or (b) seven (7) days after the date the Trip was scheduled to be completed.

 

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