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GroupSecure SM Insurance
GroupSecure SM Insurance provides US-based organizations with employee's overseas or Non-US organizations employing expatriates, third country nationals or key local nationals with a dependable and cost-effective international employee group benefit program.
| Policy Maximum |
GroupSecure SM Insurance provides a Lifetime Policy Maximum choice of $1,000,000 or $ 5,000,000. |
| Deductible |
$150, $250, $500, $1,000 or 2,500 per calendar year. Maximum of 3 Deductibles per family per Calendar Year |
| Co-insurance |
- Outside the U.S. and Canada:
For the Certificate Period, GroupSecure SM Insurance will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit.
- In USA:
For the Certificate Period, GroupSecure SM Insurance will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit if PPO network is used.
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| Coverage Options |
Optional coverage include preventative package; emergency assistance package; mental health disorders; hospital indemnity; vision package; term life and AD&D package, dental and out patient prescription. |
| Plan Life |
The GroupSecure SM insurance is annually renewable as long as the eligibility requirements are met and the renewal premium paid |
| Underwriter |
GroupSecure SM Insurance is underwritten by Lloyd's of London, member of Lloyd's Group of companies. |
| Claims Administrator |
Multinational Employee Group Benefit Insurance is administered by MultiNational Underwriters®, Inc. |
Eligibility:
Group of 3 or more employees working abroad are eligible for this plan.
Plan Benefits:
Group Secure SM Insurance offers a broad range of benefits including:
- Hospital Services
- Inpatient treatment
- Outpatient treatment
- Transplants
- Surgery
- Maternity and Newborn Care
- Intensive Care
- Hospital Room and board
- Physical Therapy and Chiropractic Care
- Local Ambulance
- Emergency reunion
- Emergency Medical expenses
- Emergency Medical Evacuation
- Emergency Reunion
- Repatriation of Remains
Remarks:
- PPO Network: When seeking treatment in the US, Insured persons may elect to seek treatment from a provider within the PPO network to reduce out of pocket expenses.
- Renewal: Group Secure SM may be renewed on a annual basis if the participants continue to maintain eligibility.
- Cancellation: Additional cancellation surcharges will apply if cancelled prior to the annual renewal.
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