Medical Evacuation Insurance
Travel Guard Medical Evacuaction Insurance is an annual plan that provides coverage for all trips taken and completed within 365 days. The maximum trip length for any trip cannot exceed 90 days.
| Policy Maximum |
Medical Evacuation Insurance provides Policy Maximums as follows:
- $50,000 - Medical Expense
- Unlimited (up to 2 per person/year or 1 per person/trip) - Emergency Evacuation & Repatriation
- $25,000 - AD&D
- $100,000 - Security Evacuation
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| Deductible |
No Deductible |
| Co-insurance |
N/A
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| Optional Coverage |
Additional Adventure Sports Coverage can be bought. |
| Plan Life |
The policy covers all Trips of up to 90 days in length during the annual enrollment period. |
| Underwriter |
Medical Evacuation Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, PA. |
| Claims Administrator |
MedEvac Insurance is administered Travel Guard. |
Eligibility:
Travelers who enroll, accept and purchase coverage through the Travel Supplier no later than 24 hours prior to departing on their Trip.
Insurance Effective Date: Insurance elected or provided for an Insured will take effect on the latest of:
(1) The Policy effective date; or
(2) the day after any required plan cost has been paid;
Any required payment must be made on the earlier of the following:
(1) The day before the scheduled departure date for the first Trip to be covered by this plan.
All coverage will begin on the later of:
(a) 12:01 a.m. on the Scheduled Departure Date shown on the travel documents or
(b) the date and time the Insured starts a Trip, taken during the Individual Coverage Term provided any required plan cost has been paid.
Insurance Termination Date: Insurance elected by an Insured will end on the earliest of:
(1) 365 days from the date of the Insured's Effective Date of insurance.
Coverage Termination Date: All Coverage ends on the earlier of:
(a) the scheduled Return Date for a Trip;
(b) the Insured's arrival at the Return Destination on a round Trip or the Destination on a one-way Trip;
(c) the date the Insured's Insurance terminates.
Plan Benefits:
MedEvac Insurance offers a broad range of benefits including:
- Medical Expense
- Emergency Evacuation & Repatriation of Remains
- Accidental Death & Disemberment
- Security Evacuation
Remarks:
- Renewal: Annual coverage terminates 365 days following the policy effective date. Coverage is valid for any travel 100 miles or more from their primary residence. A new application is required after termination.
- Cancellation: If you are not completely satisfied, you can receive a refund of the cost. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date.
- Single Trip Medical Evacuation Insurance: Coverage for a single round trip that can last as long as 365 days can be purchased at http://www.nriol.net/medical-evacuation-insurance/
- Annual Multi Trip Medical Evacuation Insurance: Coverage for multiple trips through out the year (each trip not exceeding 90 days) can be purchased at http://www.nriol.net/buy/travel-guard-annual-medical-evacuation-insurance/
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