Liaison International insurance provides coverage for US as well as Non US Citizens. Liaison International Insurance offers medical insurance and emergency services to individuals and families (including dependent child(ren) over 14 days and under 19 days of age) travelling outside their Home Country. Liaison insurance for non US citizens as well as Us citizens provides worldwide travel medical insurance for hospitalization, Intensive care, surgery as well as prescription drugs.

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Plan Highlights

Benefits

Brochure

Exclusions

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Policy Maximum	$50,000; $100,000; $500,000; $1,000,000( ages 80+ maximum limites to $15,000)
Deductible	$0; $100; $250; $500; $1000; $2500 Deductible is per person per Policy Period, maximum of 3 Policy Period deductibles per family. The selected Deductible and Coinsurance amount must be met for each 6 month Policy Period.
Co-insurance	Class 1: U.S. or Canadian citizen traveling outside the United States: After You pay the Deductible, the plan pays 100% to the selected Medical Maximum. Class 2: Non U. S. citizens traveling to the United States. Option 1: After You pay the Deductible, the plan pays 80% of the next $5,000 of eligible expenses, then 100% to the selected Medical Maximum Option 2: After You pay the Deductible, the plan pays 100% of the next $2,500 of eligible expenses, then 80% to the selected Medical Maximum.
Coverage Options	Liaison International provides optional covergae for Hazardous Sports like motorcycle/motor scooter riding (whether as a driver or passenger), hang gliding, parachuting, bungee jumping, water skiing, snow skiing, snowmobiling, snowboarding and spelunking when the appropriate premium has been paid.
Plan Life	The minimum Period of Coverage under the Liaison® International Plan is five (5) days, maximum is six (6) months. Coverage can be purchased in a combination of monthly and/or daily periods by paying the appropriate Plan Cost.
Underwriter	Liaison® International is underwritten by Nationwide Mutual Insurance Company, Nationwide Life Insurance Company and Nationwide Mutual Fire Insurance Company. (States not underwritten by Nationwide are underwritten by Certain Underwriters at Lloyd’s of London.)
Claims Administrator	Liaison International Insurance is administrated by Seven Corners, Inc.

Eligibility:

Liaison® International Eligible individuals may also purchase coverage for their eligible dependents. An eligible spouse shall be defined as the Primary Insured’s legal spouse. An Eligible Dependent Child shall mean the Primary Insured Person’s unmarried child(ren) over fourteen(14) days and under nineteen (19) years of age.

Eligible individuals may also purchase coverage for their eligible dependents. An eligible spouse shall be defined as the Primary Insured’s legal spouse. An Eligible Dependent Child shall mean the Primary Insured Person’s unmarried child(ren) over fourteen (14) days and under nineteen (19) years of age.

Your coverage begins on the latest of the following:

• The date and time the Company receives a completed application and Plan Cost for the Period of Coverage; or
• The Effective Date requested on the application; or
• The moment You depart Your Home Country; or
• The date the Company approves the application.

Your coverage terminates on the earlier of the following:

• Your return to Your Home Country (except as provided under the Home Country Coverage); or
• The expiration of six (6) months from the Effective Date of Coverage; or
• The date shown on the ID card; or
• The end of the period for which Plan Cost has been paid; or
• The date You fail to be considered an Eligible Person; or
• The maximum benefit amount has been paid.

Plan Benefits:

Liaison International Insurance offers a broad range of benefits including:

Remarks:

• PPO Network: Liaison International Insurance within the US uses the Hygeia Network PPO network and outside the US one can use any provider.
• Renewal: Policies purchased online for 5 or more days are eligible for renewal and can be renewed online. Policies purchased via fax or mail can be extended if purchased or renewed for 3 months or more.There is a $5 renewal fee.
• Cancellation: A full refund of premium is possible if a written request is provided prior to the start of the plan. If written request is received after the Effective Date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee, provided no claim has been submitted for reimbursement