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Inbound immigrant health insurance is designed specifically for immigrants to the United States. Inbound immigrant health insurance is ideal medical insurance for any new immigrant to America as it is a guarantee issue which cannot be turned down. Inbound immigrant health insurance provides medical insurance coverage up to 5 years. Inbound immigrant health insurance is a Scheduled Benefit Program which makes it a very affordable plan.

  • Age 14 days to Age 69 – $50,000 or $100,000 Max per Injury / Sickness
  • Age 70 and over – $50,000 Max per Injury / Sickness

$75 or $150 Per Person for age 69 and under), or a $250 deductible for age 70 and over) for each Injury and each Sickness

Policy pays 100% of the covered amounts after the deductible has been met.

Initial enrollment into Inbound Immigrant can be between 1 and 12 months. If initially purchased for at least 3 months, it can be renewed for a minimum 3 months at a time, at the premium rate in force at the time of renewal. Total period of coverage for Inbound Immigrant cannot exceed 60 months and the product cannot be rewritten.

The policy can be purchased for a minimum of 1 month to a maximum of 12 months at any given time renewable up to 60 months.

Inbound Immigrant insurance is underwritten by The Insurance Company of the State of Pennsylvania, member of AIG Group of companies.

Inbound Immigrant Insurance is administered by Specialty Risk International.

Eligibility

This program is available to non-United States citizens who come to the U.S. for business, pleasure, to study, or to immigrate. The program must become effective within 24 months of arrival in the United States.

Plan Benefits

Inbound Immigrant Insurance offers a broad range of benefits including:

  • Hospitalization, surgery, medical diagnostic expenses (as per the schedule of benefits)
  • Out-patient doctor office expenses (as per the schedule of benefits)
  • Prescription Drugs (as per the schedule of benefits)
  • Emergency Evacuation (up to $10,000)
  • Return of Mortal Remains(up to $25,000)
  • Political Evacuation (up to $10,000)
  • Common Carrier Accidental Death & Dismemberment (up to $25,000 principal sum)
Remarks
  • PPO Network: Inbound Immigrant Insurance does not follow any PPO network. You can go to any doctor or hospital.
  • Renewal:If you initially purchase at least 3 months, you may continue to renew coverage for a minimum 3 months at a time, at the premium rate in force at the time of renewal. Total period of coverage for Inbound Immigrant cannot exceed 60 months and the product cannot be rewritten.
  • Cancellation: A Refund of premium shall be considered only if written request is received prior to the Effective Date of Coverage. After the Effective Date of Coverage, the premium is considered fully earned and non-refundable.