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Inbound Guest Insurance
Inbound Guest is an affordable fixed benefit medical insurance program for non US citizens.
| Policy Maximum |
Inbound Guest Insurance provides Policy Maximums per illness or accident as follows:
- Ages 14 days through 69: Option $45,000 (Plan A), Option $65, 000 (Plan B) or $85,000 (Plan C), or $120,000 (Plan D)
- Age 70 and over: Option $40,000 (Plan J) or Option $60,000 (Plan K)
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| Deductible |
- Ages 14 days through 69: Option $0, $50 or $100
- Age 70 and over: $200.00
Deductible Per Injury/Sickness Per Person
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| Co-insurance |
- Outside the U.S. and Canada:
Inbound Guest is not available for coverage outside the US.
- In USA:
For the Certificate Period, Underwriters will pay 100% of Eligible Expenses after the Deductible up to the covered amount for each type of medical expense.
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| Coverage Options |
Coverage is available for -
- hospital - room, board, ICU
- surgery, anesthesia, physician, nurse
- diagnostic X-ray & lab
- prescription drugs
- ambulance services
- dental injury treatment
- mental & nervous disorder as well as substance abuse
- chemotherapy and/or radiation
- emergency medical evacuation expenses
- repatriation of mortal remains expenses
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| Plan Life |
From 5 days to 180 days |
| Underwriter |
Inbound Guest Insurance is underwritten by Certain Underwriters at Lloyd's of London. |
| Claims Administrator |
Inbound Guest Insurance is administered by Seven Corners. |
Eligibility:
To be eligible for Inbound Guest Insurance the person has to be -
- Non US Citizen
- Over 14 days in age
- Traveling to the US for buiness, personal reasons, to study or to immigrate
- Plan must be effective within 180 days of arrival in the US
Plan Benefits:
Inbound Guest Insurance offers a broad range of benefits including:
- Coverage for hospital - room, board, ICU
- Coverage for surgery, anesthesia, physician, nurse
- Emergency medical evacuation expenses
- Repatriation of mortal remains expenses
Remarks:
- Renewal: The policy can be renewed for a minimum of 5 days to a maximum of 180 days of total coverage. For renewal coverage beyond 180 days, the insured has to return to the home country first.
- Cancellation: If a written request is received by Seven Corners prior to the Effective Date of Coverage a refund of total plan cost will be considered. If received after the Effective Date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to Seven Corners for reimbursement.
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