The Global Citizen health plan is designed to support the international lifestyles of those who travel to or from the United States for extended periods of time for business, leisure and study. It is a comprehensive plan that offers coverage all over the world including your home country. There are no limits on time spent in and out of the US. Preventive care is available without a waiting period.
All Global Citizen plans have a $5,000,000 lifetime maximum and a $100,000 maximum benefit for emergency medical evacuation.
Global Citizen and Global Citizen EXP plans offer a range of deductible options from 0 to $25,000. Deductible is waived for office visits to HTH participating providers outside the US and preferred providers within the US.
There is the option to purchase either the Global Citizen Health Plan or the Global Citizen EXP Health Plan (Coverage excludes the US)
Global Citizen is annually renewable and coverage is continuous when renewed.
All Global Citizen health plans are underwritten by UniCare Life & Health Insurance Company
All Global Citizen health plans are administered by HTH Worldwide
All U.S. citizens living abroad who are 74 or younger at the time of application are eligible to apply for coverage.
All legal residents of the U.S.(citizens and foreign nationals) who are age 74 or younger at the time of application are eligible if they live in a state listed below:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Hawaii, Illinois, Indiana, Iowa, Kentucky, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, West Virginia, Wisconsin, Wyoming
Your effective date of insurance will be on the 1st or 15th day of the month following underwriting approval.
Your coverage ends on the earlier of:
The Global Citizen health plan offers a broad range of benefits including: