Flight Guard ® Insurance is a Travel Guard flight insurance policy that covers a traveler while he or she is flying on a commercial flight. The coverage provided protects the insured in case of accident when boarding, traveling on and leaving the airplane.

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Plan Highlights

Benefits

Brochure

Exclusions

Quote & Buy

Policy Maximum	Flight Guard ® Insurance offers the following coverage options: $100,000; $200,000; $300,000; $400,000; $500,000.
Deductible	There is no deductible.
Co-insurance	Travel Guard flight insurance covers 100% benefit for loss of life, both limbs, sight in both eyes, or loss of one limb and sight from one eye. 50$ benefit is paid for loss of one limb or sight in one eye.
Coverage Options	The five levels of coverage provided are $100,000, $200,000, $300,000, $400,000 and $500,000.
Plan Life	Entire duration of trip.
Underwriter	Travel Guard Flight Insurance is underwritten by National Union Fire Insurance Company of Pennsylvania, in Pittsburgh.
Claims Administrator	All the claims of Flight Guard ® Insurance are administered by Mercury Claims Administrator Services.

 

Eligibility:

Anyone from the age group of 14 days to 70 years and above is eligible for this policy. However, the policy must be purchased before the departure. This policy is not applicable for the residents of Washington State.

Effective starting date of the coverage is the departure date and will last till the insured traveler returns. This plan covers all the flights of the trip as well as the return flight.

Plan Benefits:

• The benefits are effective only when the insured person meets with an accident while traveling, boarding or leaving a flight regulated by a recognized aircraft company operating commercially by a certified pilot.
• Travel Guard Flight insurance covers full or partial handicap which includes loss of limbs and eye sight.
• Insurance will pay the same benefit for death in the accident, loss of both the hands, feet, vision and loss of one hand, foot and sight of one eye if the cause is same accident. Else, half of the amount will be paid for loss of one limb or eye. Loss of one hand or leg means severed from wrist and ankle.
• Flight Guard ® Insurance offers Live Travel assistance with 24X7 service, "911" emergency travel agency-type services to all standard retail plans, in case a traveler has to change a flight or a hotel room.
• Travel Guard Flight Insurance has added assistance with immediate money remittances, consultation services prior to trip that includes requirement of passport, information on inoculation etc and live messaging service. This will relay the e-mail or phone message of insured traveler to his or her family, friends or business associates.
  

Remarks:

• A beneficiary may be listed during enrollment.
  Only passengers on a regularly scheduled airline or charter and operated by a properly certified pilot are covered by Flight Guard ® Insurance. Private planes are excluded.
• Cancellation: Refund of premium is possible if a written request is submitted to Travel Guard within three days of the receipt of your coverage, providing it is not past the original departure date.