Flight Guard ® Insurance is a Travel Guard flight insurance policy that covers a traveler while he or she is flying on a commercial flight. The coverage provided covers the insured in case of accident when boarding, traveling on and leaving the airplane.

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Plan Highlights

Benefits

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Exclusions

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Policy Maximum	Flight Guard ® Insurance offers the following coverage options: $100,000; $200,000; $300,000; $400,000; $500,000.
Deductible	There is no deductible.
Co-insurance	Travel Guard flight insurance covers 100% benefit for loss of life, both limbs, sight in both eyes, or loss of one limb and sight from one eye. 50% benefit is paid for loss of one limb or sight in one eye.
Coverage Options	The five levels of coverage provided are $100,000, $200,000, $300,000, $400,000 and $500,000.
Plan Life	Covers trips up to 365 days.
Underwriter	Travel Guard Flight Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, PA.
Claims Administrator	Claims of Flight Guard ® Insurance are administered by Travel Guard.

 

Eligibility:

Travelers who enroll, accept and purchase coverage through the Travel Supplier.

Effective Date: After any required Enrollment Form is completed, all coverages will begin on the later of:(a) the date and time the Insured starts his/her Trip, provided any required plan cost has been paid.

Termination Date: All coverage ends on the earlier of: (a) the date the Trip is completed; (b) the scheduled Return Date; (c) the Insured’s arrival at the Return Destination on a round Trip, or the Destination on a one-way Trip.

Plan Benefits:

• The benefits are effective only when the insured person meets with an accident while traveling, boarding or leaving a flight regulated by a recognized aircraft company operating commercially by a certified pilot.
• Travel Guard Flight insurance covers full or partial handicap which includes loss of limbs and eye sight.
• Insurance will pay the same benefit for death in the accident, loss of both the hands, feet, vision and loss of one hand, foot and sight of one eye if the cause is same accident. Else, half of the amount will be paid for loss of one limb or eye. Loss of one hand or leg means severed from wrist and ankle.

Remarks:

• A beneficiary may be listed during enrollment.
  Only passengers on a regularly scheduled airline or charter and operated by a properly certified pilot are covered by Flight Guard ® Insurance. Private planes are excluded.
• Cancellation: Refund of premium is possible if a written request is submitted to Travel Guard within 15 days of the receipt of your coverage, providing it is not past the original departure date.