Reasons for purchasing visitor health insurance

Visitor health insurance is a short term insurance policy that is taken out by people who travel to the USA or other countries that are covered by a particular health insurer. This insurance scheme can cover as little as five days and it takes care of a large number of health related issues that may afflict the person while he or she is in a foreign country. Often, the scheme is taken by people who are on temporary travel outside their country of residence. Visitor health insurance offers a preferred alternative to the otherwise more expensive health care options that […]

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Visitor Health Insurance

Whilst we travel to many countries all over the world, many people are worried about what will happen with the flights, will my ticket be approved, what do I pack in my baggage and many other unimportant things. While we are busy focusing on these things, we tend to forget that we also need to take care and focus on our health. For that exact reason, people take out, Visitor Health Insurance. This article focuses on giving tips in regard to buying visitor health insurance policies and the basic rules when looking for the right insurance. Unlike most insurance policies, […]

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Visitor Health Insurance

Visitor health insurance refers to a short term insurance policy that is normally taken out for people who are travelling to the USA or other countries that are covered by the health insurer. This insurance scheme can be taken out for as little as five days and it covers quite a large number of health related issues. This scheme covers people who are on temporary travel outside their country of residence. The scheme offers an alternative to the otherwise much more expensive health costs of the host country. In this way, you get to acquire the same quality of medical […]

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Age Does Not Matter: Expanded Visitors Insurance Cover

For parents visiting the USA, purchasing visitors insurance sometimes seems pointless, as pre-existing conditions are rarely covered. For Priya Mathur, her parents had an additional factor to consider: They were both in their 70s, and most plans did not offer high limit comprehensive cover. However, looking online for plans, Priya was able to compare the different benefits offered by various plans, and found a few plans such as WorldMed Insurance and Patriot Platinum America Medical Insurance which offer $100K coverage for those in the 70-79 age group. With some plans, such as the WorldMed plan, the extra coverage can be […]

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No Song and Dance About It: Group Travel Insurance

Gone are the days when people were only exposed to their own cultures. It is as common to see an African enjoying a western classical recital as it is to see an American enjoying a Bharatanatyam recital. The small, flat world has encouraged the exchange of not just currency, but also culture and the arts. Most of this is possible only because of artists traveling abroad from their home country. These art groups usually have a packed schedule, especially on weekends, and they will do well to consider group medical insurance, to be protected for the duration of their trip. […]

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Travel Insurance Offers More Than Medical Coverage!

A visit to Africa can be extremely exciting. Africa is no longer the “Dark Continent” and tourism is one of the major earners for some of the countries there. However, there are also some places that are extremely dangerous. While help is required, your travel medical insurance can also jump in to help! While a travel insurance policy deals mostly with medical treatment when traveling, there are several other benefits too. Inpatient and outpatient care, including emergency medical services are covered by the plan, and pre-existing conditions are generally excluded. However, some of the additional travel assistance features include lost […]

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Food for Thought for International Travelers

A new year has just begun, and those of us looking back at the past year might have a list of resolutions ready. An international traveler who habitually traveled without visitors’ health insurance might want to resolve to avoid skimping on travel insurance. A tourist who had a bad culinary experience may resolve to stick to tried and tested foods. But for most of us, it’s the battle of the bulge that takes center stage. For those who travel often, it is almost impossible to effectively watch what they eat. However, it is possible to watch where the food comes […]

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Visitor Insurance Benefits Uncovered

“Oh, that’s no problem, I have visitors medical insurance” is something that many travelers say when confronted with any medical issue. However, it is important to know what visitors insurance covers, and what it doesn’t. Not everything is covered, obviously. Remember that it is but insurance to cover your expenses in case something unexpected happens, medically. Visitors medical insurance covers any medical expenses arising out of unexpected medical conditions, including accidents. To provide cover for the most financially straining of these unexpected events, most plans also provide benefits for repatriation of remains and accidental death and dismemberment. Hospitalization and consultation […]

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Weathering Travel with Visitor Health Insurance

Flights to the U.S. are full these days, with those trying to maximize time with their near and dear. The weather is fine by U.S. standards, but as a visitor, you must know whether weather will affect you, if the trip is to be memorable for the right reasons. First and foremost, visitors insurance is not merely a luxury, it is almost a necessity. Medical care is expensive in the U.S., and it is best to be safe than sorry. Second, keep in mind the weather of your destination. Pack appropriate clothing. Check the average temperature at the destination during […]

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Entry Procedure Reminder for UK visitors

If it’s your first time visiting the U.S., or it’s been a while since your last trip, don’t forget the steps you need to take to enter the country. Making sure you’re up-to-date with the current requirements for non-U.S. citizens from the UK travelling to the United States will avoid any pre-flight panics. UK visitors must apply online for ESTA (Electronic System for Travel Authorization https://esta.cbp.dhs.gov/esta/). ESTA was introduced in 2009 and is obligatory for travelers under the ‘visa waiver’ program. As of 2010, you need to pay a fee using a credit card when applying for the ESTA. If […]

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