Getting a Visitors Medical Insurance Quote is Easy

Visitors medical insurance offers international visitors the chance to get affordable high-quality health care while visiting another country. If you are unfamiliar with this type of insurance, you need not worry about the process of obtaining it. It is quite easy to get an estimate. If you have worked with an insurance company for other types of insurance, such as perhaps trip cancellation coverage or travel insurance coverage, then you can simply ask them if they offer these plans. That way, they will already have the personal information on you necessary to prepare a quote, which makes the process that […]

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Volunteering Abroad on Your Honeymoon? Come Prepared With Visitors Insurance

A recent article put out by CNN suggests that a trend amongst newly married couples is to spend their honeymoon on volunteering missions. This noble act falls in line with what seems to be a renewed interest in a spirit of community service and a willingness to help those who need it most. If you are considering spending your honeymoon this way, be sure to protect yourself with visitors insurance. As a rule of thumb, any trip abroad should involved buying an international insurance policy as part of the planning process. But this idea is especially true when the international […]

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Visitors to the U.S. Experience Peace of Mind with Visitors Insurance Plans

When you are visiting the United States from another country for a vacation or an extended stay, there are lots of things to worry about. Communicating in a different language, learning different customs, and simply getting where you need to go can all be a challenge. You do not need to add “getting affordable, high-quality healthcare” to that list, because visitors insurance can take care of that for you. Because the U.S. has a privatized healthcare system in which its citizens much purchase their own insurance, typically through their employer but also sometimes through insurance companies, visitors to the country […]

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My Parents are Together – Shouldn’t Their Insurance Be Too?

If your parents are visiting you in the United States, you may want to start exploring insurance options as soon as their plans are finalized. One question several children ask is whether they must purchase separate visitor health insurance and visitor medical insurance policies for each of them, or a combined policy. In most policies, there is no difference in price between the two options. So it really comes down to convenience. Having two separate policies provides your parents with more flexibility. If one of them decides to return early or extend their stay, it is easier with separate policies. […]

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Coordination of Benefits in health insurance

Coordination of Benefits defines how the cost of reimbursing expenses would be split by the insurance providers if the policyholders have purchased are a part of more than one group insurance plan. Imagine that your employer offers health insurance benefits through the company’s group health insurance policy. Also, you have health coverage through memberships in certain institutions. In addition, you are also covered for your medical bills by your spouse’s employer in another group policy. All the above insurance plans would offer reimbursement for the medical bills. In the past, when people were part of more than one group insurance […]

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Deductibles – An overview

Though the current economic crisis creates a financial burden for many individuals, one cannot avoid buying an international travel medical insurance policy. People are on constant look out for ways of bringing down the premium amounts. Generally, the premiums are lower in case of international insurance policies that have higher deductibles. You need to evaluate whether risking a higher deductible amount may be beneficial for you in the long run. Deductible is the amount initially paid by the insured before the insurance provider starts reimbursing for the expenses. For example, let us assume you buy an international health insurance plan […]

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International Student Health Insurance – Study USA

Every international student planning to enrol into a full-time educational program needs to buy a suitable International Student Health Insurance plan. One of the popular international student medical insurance plans is called Study USA insurance. This student insurance policy provides comprehensive benefits at affordable rates. Foreign students who are pursuing an educational program in the US or US students who have enrolled for an educational program abroad are eligible for this plan. Applicants should be below 66 years of age. Dependants can also be covered under this plan. All the members seeking insurance should hold a valid visa at the […]

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Pre-existing medical conditions checklist

Every individual seeking visitor medical insurance should read the pre-existing medical conditions exclusion of the plan document very carefully. Those who have health disorders or have suffered injuries should pay special attention to the insurance plan exclusions. The following are a few tips for pre-existing medical conditions while one is considering a suitable visitors health insurance plan. In case more than one person is traveling, every traveler needs to be insured under a health insurance plan for the coverage. Travelers whose names are not mentioned in the policy document would not be covered for any claims at a later date […]

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Benefits of the insurance companies in the health reform overhaul

With the health reform overhaul stressing on providing coverage for a larger population and standardizing the minimum coverage benefits, insurance companies may expect to benefit in the long run by establishing competent policies and also attract more customers. The health insurance exchange would provide a common ground for these organizations to provide coverage for millions of new customers who join the insurance segment as the premiums become more affordable. The premiums cannot be more for women or people with poor health but can vary with the number of members in the family as well as the geographical locations. The average […]

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International visitor health insurance coverage for thyroid patients

Thyroid complications can occur suddenly for individuals who are traveling abroad either for business, leisure or overseas studies. There are various factors that could lead to thyroid complications during travel. Typically visitor health insurance plans for US visitors will not be able to protect you from expenses incurred in treating such health complications during the overseas stay. You are advised to plan for taking care of your medical supplies and preparing for un-expected costs in event of a complication. Some travel insurance policies for US residents traveling overseas can cover sudden unexpected flare up of thyroid conditions. The coverage period […]

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