Remember Travel Insurance to Save Your Memories

Imagine this: You are absolutely thrilled to be in a foreign country, taking in all the sights and sounds of the new place. You’re looking forward to the envious looks from your friends and family when they see your awesome photos. But what if your camera got stolen? Your travel insurance policy plan will not be able to help, will it? Matter of fact, it can! Most international travel and trip insurance plans feature some coverage for lost or stolen items. With digital cameras on the person of almost all travelers, a loss can put you back by a few […]

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Insurance Jungle: Conditions Regarding Pre-Existing Conditions

Whether you’re buying international student health insurance or visitor medical insurance, the insurance company will have some restrictions on medical conditions that the applicant already suffers from. However, it is important to understand the wording of such exclusions, as it might mean a difference between getting your claim approved and not. One visitors’ health policy may define a pre-existing condition as a condition that ‘would have caused a person to seek medical advice, or for which the applicant sought medical advice during the 36 months prior to the Effective Date of Coverage of the Policy.’ Another visitors’ health insurance plan […]

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The Nanny Diaries: Why Health Insurance is Necessary

Nannies provide peace of mind for couples who need help taking care of their children. To maintain that peace of mind, whether the nanny is from the United States or from another country, nanny health insurance is a must. Some nannies, especially those who are not U.S. citizens, may underestimate the need for nanny insurance, and may prefer an increase in pay instead, so that they can send money home. However, providing health insurance for the nanny is probably a better idea from your perspective and the nanny�s. Nannies who are non-U.S. citizens must purchase special insurance from specific companies […]

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Plan Multiple Trips, Buy Single Insurance Plan

Whether you’re someone who travels abroad a lot due to business, or just wanderlust, purchasing a travel insurance policy for each of your trips may be very cumbersome. In such a situation, consider purchasing annual travel insurance, also called annual multi-trip insurance. This multi-trip insurance plan is usually valid for a fixed number of days per year, and the insured is covered when traveling as long as the maximum number of days have not been reached. For example, if you take multi-trip travel insurance for 90 days, the maximum number of days you are covered abroad is 90 days. Most […]

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$50,000 benefit term life insurance policies for free!

Two big organizations � MassMutual (Massachusetts Mutual Life Insurance Company) and United Way of Greater High Point have joined hands together and decided to provide $50,000 term life insurance policies for free in order to benefit working families and children in the towns and cities situated across the High Point area. As a part of the organization�s philanthropic initiative called the LifeBridge program where the premiums of the individuals would be paid by MassMutual. Bobby Smith, the president of the United Way of Greater High Point is extremely happy with this initiative and is excited about providing free life insurance […]

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