Res-Capades of the Recession

The recession has given rise to a new kind of traveler, and a word for him (or her): the res-caper. In a study conducted by a U.S.-based travel Web site, it emerged that around a fifth of the people who lost their jobs because of the recession are planning extended trips abroad with Australia being a top choice. These ‘res-capers,’ who travel internationally for various reasons, including trying to beat the recession, will spend $622 million on their international travel. About a quarter of the res-capers will use their severance package to fund their trips. However, an international travel insurance […]

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My Parents are Together – Shouldn’t Their Insurance Be Too?

If your parents are visiting you in the United States, you may want to start exploring insurance options as soon as their plans are finalized. One question several children ask is whether they must purchase separate visitor health insurance and visitor medical insurance policies for each of them, or a combined policy. In most policies, there is no difference in price between the two options. So it really comes down to convenience. Having two separate policies provides your parents with more flexibility. If one of them decides to return early or extend their stay, it is easier with separate policies. […]

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Over 65? Life, Insurance Offer Numerous Options!

Here’s a situation that was prevalent until recently: A senior, over 65 years, retired from work, done with financial responsibilities, and looking forward to traveling to far and distant lands. And international travel health insurance policies hard to come by for the travel. Reason? Insurance companies think that people over 65 are more likely to file claims during international travel. So, they either denied coverage, or raised the premiums to reflect the risk. However, several insurance companies are now waking to the possibilities of doing business with this demographic. Of late, several plans have started to cater to seniors, with […]

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Remember Travel Insurance to Save Your Memories

Imagine this: You are absolutely thrilled to be in a foreign country, taking in all the sights and sounds of the new place. You’re looking forward to the envious looks from your friends and family when they see your awesome photos. But what if your camera got stolen? Your travel insurance policy plan will not be able to help, will it? Matter of fact, it can! Most international travel and trip insurance plans feature some coverage for lost or stolen items. With digital cameras on the person of almost all travelers, a loss can put you back by a few […]

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Insurance Jungle: Conditions Regarding Pre-Existing Conditions

Whether you’re buying international student health insurance or visitor medical insurance, the insurance company will have some restrictions on medical conditions that the applicant already suffers from. However, it is important to understand the wording of such exclusions, as it might mean a difference between getting your claim approved and not. One visitors’ health policy may define a pre-existing condition as a condition that ‘would have caused a person to seek medical advice, or for which the applicant sought medical advice during the 36 months prior to the Effective Date of Coverage of the Policy.’ Another visitors’ health insurance plan […]

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Greening Up Your Travel Insurance

A new trend that is sweeping the international travel industry is green insurance. What it means is a small addition to the price of the travel insurance policy. That money will be used to offset the carbon footprint of your travel. The money usually goes to an organization or people who are working toward reducing carbon emissions. Green travel insurance does not insure anything in the real sense of the term. It is a fixed cost added to the cost of your travel insurance policy. Several companies offer green insurance options, but its actual efficacy and logic are questioned by […]

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Lessons from Samoa: No Travel Without Insurance

It’s something that wrenches the heart the news of a tsunami hitting the coast of Samoa and American Samoa, taking with it the lives of 176 people, and counting. Once again, a leading beach destination has been pounded and torn to shards. For those who suffered injuries, one hopes their international travel medical insurance will cover the costs of their treatment. As in the tsunami of 2004, tourists may also suffer from post traumatic stress disorder. Some international travel insurance policies cover PTSD,if you’re traveling to a beach destination in the Pacific, check out such coverage. Samoa‘s economy depends so […]

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Emergency evacuation and repatriation coverage benefits

International insurance seekers generally opt for the medical evacuation insurance which would enable them to be transported to their home country (or nearest adequate medical facility) in the event of medical help or treatment. While finalizing the international health insurance plan, one needs to be very careful about the actual benefits offered by the policy as it varies between different insurance providers. Some plans cover only evacuation and exclude repatriation Some plans will cover the costs for an adult to accompany the injured or sick during the evacuation Other plans can cover the costs for the entire family to accompany […]

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Emergency repatriation and Evacuation benefits

Many of the individuals looking for international visitor medical insurance policies are unclear about why one should opt for emergency evacuation or repatriation or both. To understand this clearly, imagine a situation where you have suffered severe injuries due to an accident and there is no medical set-up to treat you nearby. Or think of a situation where you need to be transported to another country for medical treatment as there are no experts in the area where you are currently present and you require immediate medical attention to save your life! These could sound very extreme to you but […]

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Exciting offer! Visitor health insurance free in Mexico from July 11

Ever imagined that you would be able to receive free health insurance along with hotel discounts and also theater tickets for free? Sounds like a holiday bonanza? This is not a fairy tale. It is an offer from the city of Mexico for tourists who are currently shunning away due to the unfortunate swine-flu attack in the metropolis city. The tourist minister of Mexico city has declared that the visitors to the Mexico city will be immediately insured for free once they check-in to the hotels right from July 11. The insurance provider would be ACE Seguros, a reputed provider […]

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