Assurant Health Student Select® Health Insurance
Assurant Health Student Select ® is permanent, renewable individual health insurance designed specifically for college students under the age of 30. Student Select ® is not tied to any one school so there is no need to change coverage or re-apply. Students are covered while traveling anywhere in the United States, its territories or Canada.
| Policy Maximum |
Assurant Student Select ® provides a Policy Maximum of $1 Million Lifetime and $100,000 per illness/injury |
| Deductible |
Individual: $250, $500, $1,000, $2,500. This is a calendar year deductible. |
| Co-insurance |
- Outside the U.S. and Canada:
Charges incurred outside of the United States or its possessions or Canada are excluded.
- In USA:
80% of the next $10,000 in covered expenses Assurant Health pays 100% thereafter to $100,000
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| Coverage Options |
Coverage may be extended up to 12 months if the covered person is confined as an inpatient in a hospital on the date coverage terminates, due to an injury sustained or an illness which commenced while the policy was in force. |
| Plan Life |
Student Select ® is renewable as long as needed and for as long as the premiums are paid including after graduation while looking for a job. |
| Underwriter |
Time Insurance Company Inc |
| Claims Administrator |
Assurant Health 501 W. Michigan Milwaukee, WI 53203 |
Eligibility:
Assurant Health Student Select ® is available to any eligible student. Any full-time college student, attending a state accredited college or university, under the age of 30 and is able to answer "NO" to the medical questions on the application, is eligible for Student Select ®.
You must be a full-time student for a minimum of 31 days following the effective date of your policy.
If submitting your application by Internet using a credit card, the earliest your coverage can begin is the day following transmission, if all other eligibility criteria have been met.
If submitting your application by Mail and writing a check, the earliest that your coverage can begin is the day following the U.S. Postal Service postmark, if all other eligibility criteria have been met.
Coverage ends at midnight on the date of expiry. You may select an annual or semi-annual payment mode. MasterCard and Visa are accepted.
Plan Benefits:
Assurant Health Student Select ® offers a broad range of benefits including:
- Inpatient prescriptions.
- Office Visits
- Wellness Benefit where state mandated.
- Hospital Room and Board
- Intensive Care
- In and Outpatient Surgery
- Lab and X-ray
- Substance Abuse, Mental/Nervous Disorders where state mandated
- Medical Evacuation
- Repatriation Benefit
Remarks:
- PPO Network: Assurant Health Student Select ® is not an HMO or PPO plan, therefore you can visit the doctor or hospital of your choice. No referrals are needed, no non-network penalties are incurred.
- Renewal: The plan expires at midnight on the date of expiry. It is advisable to renew before the plan expiration date.
- Cancellation: If you are not 100% satisfied with the plan, you can return the contract within 10 days of delivery for a refund. If a cancellation request is received after the 10 day free look, a prorated refund will be provided as described in the contract. Simply put your request in writing and fax it to 414-299-6217 or mail it to: Assurant Health, P.O. Box 3176, Milwaukee, WI 53201-3176.
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